Legal

Terms of Service.

Last updated: April 6, 2026.

1. Acceptance of terms

By accessing or using Jowgik's products and services, including Loopency (collectively, the "Services"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Services.

2. Description of services

Jowgik provides AI-native software products designed to adapt to users. Our Services include productivity tools, educational platforms, and business decision-making tools. We reserve the right to modify, suspend, or discontinue any part of the Services at any time.

3. Account registration

To use certain features of our Services, you may need to create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your information as needed
  • Keep your password secure and confidential
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized access

4. Acceptable use

You agree not to:

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights of others
  • Upload malicious code, viruses, or harmful content
  • Attempt to gain unauthorized access to our systems
  • Use the Services for spam, harassment, or illegal activities
  • Reverse engineer, decompile, or disassemble our software
  • Resell or redistribute the Services without authorization

5. Intellectual property

The Services, including all content, features, and functionality, are owned by Jowgik and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

6. Your content

You retain ownership of content you create, upload, or store through our Services. By using our Services, you grant us a limited license to use, store, and process your content solely to provide and improve the Services. We do not claim ownership of your content.

7. AI-generated content

Our Services may generate content using artificial intelligence. You are responsible for reviewing and using AI-generated content appropriately. We do not guarantee the accuracy, completeness, or suitability of AI-generated content for any purpose.

8. Payment and subscriptions

Some Services may require payment. By subscribing to a paid plan, you agree to pay all fees associated with your subscription. Fees are non-refundable except as required by law or as explicitly stated. We may change pricing with reasonable notice.

9. Disclaimer of warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, JOWGIK SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICES.

11. Indemnification

You agree to indemnify and hold harmless Jowgik and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Services or violation of these Terms.

12. Termination

We may terminate or suspend your access to the Services at any time, with or without cause, with or without notice. Upon termination, your right to use the Services will cease immediately. Provisions that by their nature should survive termination will survive.

13. Governing law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved through binding arbitration or in courts of competent jurisdiction.

14. Changes to terms

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Your continued use of the Services after changes become effective constitutes acceptance of the modified Terms.

15. Contact us

If you have any questions about these Terms, email us at contact@jowgik.com.